The worker’s compensation program was designed to protect those suffering from on-the-job injuries. In most instances, contractual and casual employees do not receive benefits such as lost wages, medical bills, and rehab costs. Most employers attempt to fight these compensation claims, and in many cases, they’re denied outright. These facts can help a victim strengthen their worker’s compensation claims.
Laws Vary by Jurisdiction
Worker’s compensation is regulated by the state government, which means rules and regulations are created to suit local requirements. Because of these differences, it’s important to hire on the job injury lawyers who are licensed in the state.
Most Attorneys Work on Contingency
Many worker’s comp lawyers work on a contingency basis, which means they receive a portion of the client’s settlement. In most cases, there’s no fee if the client loses, but some firms charge for their out-of-pocket expenses if the case isn’t successful. Be sure to consult the attorney about his or her fees before signing a reputation contract.
It’s Not Necessary to Prove the Employer’s Responsible
Worker’s comp works on the no-fault doctrine. Therefore, a victim does not have to prove the employer’s fault to get benefits. The amount of benefits is not affected by the extent of the employee’s carelessness or the employer’s responsibility, but a client may lose benefits if they were intoxicated, committing a crime, or injured during roughhousing. No matter the circumstances of the injury, every victim should consult an attorney before initiating a claim.
Fraud Results in Stiff Penalties
Employers, workers, and healthcare providers sometimes attempt to commit fraud. An employee may falsify an injury to gain benefits, and employers may misrepresent coverage to lower coverage costs. Finally, company doctors may work with employers to commit fraud. However, states have enacted strict laws to curb these practices, and guilty parties may face fines of up to $10,000 along with jail time.
In most jurisdictions, employees are legally required to purchase worker’s compensation insurance. These policies cover lost wages, medical bills, and other benefits for injured employees, but insurers try to minimize payouts as much as possible. Call today for more details or to schedule a consultation.